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Quick loans
from your phone

Get from RM 500 in just 3 stepsUp to 95% approval rateDecision in 2 minutes, money in 15 minutes
* First loan at no cost for new customers
APR: from 0% to 36%
Repayment period: minimum 120 days, maximum 180 days
RM 2,000
RM 500RM 10,000
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Your first loan can be free*
Amount:RM 2,000
Interest rate:0%*
Total to repay:RM 2,000
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* First loan at no cost for new customers
APR: from 0% to 36%
Repayment period: minimum 120 days, maximum 180 days

Don’t miss today’s best offers!

02hours
:
15minutes
:
00seconds

Fast access to cash

Fast

Get your loan in under 15 minutes, hassle-free

Easy

Complete your application 100% online, no paperwork

Tailored for you

Offers matched to your profile and needs

Perfect for your situation

Solutions designed for different financial needs

You’re just 3 steps away from your money

01

Complete the online form

All you need is your phone and 2 minutes

02

Compare available offers

Choose the option that suits you best

03

Receive your money

Once approved, the funds are transferred to your bank account

Requirements

Bank account

Be at least 18 years old

Valid ID

Email address and mobile phone number

Frequently asked questionsCommission and FeesHow it worksPrivacy policy
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Responsible Lending Policy

We represent Fininity OÜ, which acts a credit broker. We are not a lender. Duitzy.my does not directly offer any type of loans or consumer loan products.

Maximum/Minimum Repayment Periods and Maximum Interest Rate

The loans offered on this website through Fininity OÜ have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Our repayment periods are typically 120 days. APR vary from 0% to 18%. Interest rates vary from lender to lender. Your situation and credit score will affect the rates offered to you.

Representative example (the total loan cost, including all applicable fees)

For example, for a loan of RM 5,000 that will be paid in 4 months (120 days), the total payment of the loan will be RM 5,225. APR 13.5%.

Collection Process

Most lenders will contact you through regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Continued failing to pay may result in the lender transferring your debt to a collection agency, which will lead to additional fees.

Consequences of Nonpayment

If you cannot repay on time, your lender may start the collection process as per the loan agreement. Your lender will often contact you to arrange an alternative repayment schedule. This could result in additional fees or interest. Lenders also have an option to file a lawsuit against you. Consider contacting your lender before missing a payment to find out what collection policy they have and discuss your repayment options.

Late Payments

If you are unable to repay within the loan period, you need to contact your lender right away. Lenders may charge a fee for late payments, which averages about 0.03% of the amount owed for personal loans and credit cards. Please remember that you will likely incur additional fees if you pay late or not at all, which could add up. For more information about late payment fees, please contact your lender directly and be sure you have read the terms in your loan agreement.

Extensions

Duitzy.my does not recommend extending your loan. If you feel that you cannot repay your loan on time, then we strongly suggest you not taking it and recommend that you seek independent financial advice. However, should you decide that an extension is necessary, please discuss this option with your lender. For more information about your lender’s process and policy regarding nonpayment, please review the terms in your loan agreement.

Operated by: ADSKI OÜ (reg. code 16177539, VAT EE102391837)

Tartu mnt 52/1-166, 10115 Tallinn, Estonia

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